# Subflow

> Subflow is the payments layer for African CRMs. One integration consolidates Payfast, Yoco and Paystack ZA; a CRM-native subscription engine ships trials, setup fees, upsells, downsells, plan changes with proration, pause/resume, and dunning across every gateway you connect. Lead integration is GoHighLevel; direct API available for non-CRM builders.

This llms.txt follows the proposed standard at llmstxt.org. It points AI agents at the canonical content surfaces.

> Launch status (June 2026): only the marketing landing page and waitlist are live at https://subflow.africa/. The developer API, dashboard, gateway-specific docs and merchant docs are not yet public — those URLs will appear here as each surface ships.

## Live pages

- [Subflow homepage](https://subflow.africa/): product overview, pricing and waitlist signup
- [Terms of Service](https://subflow.africa/terms): platform terms, fees, governing law (South Africa)
- [Privacy Policy](https://subflow.africa/privacy): POPIA-aligned policy, data-subject rights, sub-processors
- [Security](https://subflow.africa/security): PCI passthrough posture, infrastructure, AI-agent policy, responsible disclosure

## Pricing

Detailed on the homepage at https://subflow.africa/#pricing. Summary:

- Test mode: free
- Live: R 99/month flat platform fee, plus gateway pass-through processing
- Studio: R 399/month + R 49 per active location, for agencies and high-volume merchants

## Agent usage policy

Subflow welcomes AI agents acting on behalf of merchants. See https://subflow.africa/security#ai-agents for:

- How to obtain an agent-attributed API key (available at launch)
- Rate-limit differences (lower for agents until reputation is built)
- Audit-trail attribution (agent ID surfaces in every action)
- Liability and the human-in-the-loop requirement for production charges

## Contact

- General: support@subflow.africa
- Postal: Subflow (Pty) Ltd, Cape Town, South Africa