01· An African payments platform — for CRMs
One integration into Payfast, Yoco and Paystack ZA — plus the trials, setup fees, upsells, and dunning your CRM funnel already expects. Free in test mode. R 99/mo to take real money.
02· The two broken paths
Accepting payments in Africa today is a forced trade-off between two broken paths. Subflow collapses both.
Stripe and PayPal don't process ZAR meaningfully and don't support EFT or instant EFT. African merchants on these CRMs simply can't accept local payments through the funnel they built.
Payfast, Yoco and Paystack each give you a gateway — but no subscription engine that matches CRM funnel reality. Builders glue them together by hand, it breaks, and switching gateways means re-integrating from scratch.
03· Pillar 1 · Gateway aggregation
Pick your gateway inside Subflow settings — no rewrite. Add a new one when it lands — no rewrite. Your funnel doesn't change.
The broadest local-method coverage in South Africa. Card, EFT and instant EFT in one connect, settling next business day.
Fast, familiar card acceptance with next-day settlement — popular with SME and retail-adjacent merchants.
Card with a larger network coverage matrix, settling T+2. Switch to it from settings without touching your funnel.
04· Pillar 2 · CRM-native subscription engine
These are the mechanics CRM funnels are built around. Gateways don't ship them. Subflow does — across every gateway you connect.
Start a subscription with N days free, then charge automatically. No glue code.
A discounted or nominal first period that converts to full price on schedule.
A one-time charge on activation, billed alongside the first recurring cycle.
Add to an active subscription post-checkout without re-entering card details.
Catch cancellations with a lower-tier save offer that re-prices cleanly.
Pre-purchase add-ons attached to the checkout the funnel already runs.
Upgrade or downgrade mid-cycle with the maths handled — credits and charges balanced.
Hold a subscription without cancelling, then pick the billing clock back up.
Retry failed charges on a smart schedule and recover revenue automatically.
05· Pricing
Test mode is free forever. You only pay when you switch on live payments — a flat platform fee plus the gateway's own pass-through.
06· FAQ
At launch Subflow supports Payfast (card, EFT, instant EFT), Yoco (card) and Paystack ZA (card), all settling in ZAR. Peach Payments is planned. You switch gateway from settings — your funnel never has to be re-integrated.
Test mode is free forever. Live mode is a flat R 99/mo plus the gateway’s own pass-through fees. Studio — for agencies and high-volume merchants — is R 399/mo plus R 49 per active location, with white-label and unlimited GoHighLevel sub-accounts.
Yes — GoHighLevel is the lead integration. One install gives your funnels a choice of African gateway plus a subscription engine that matches how CRM funnels sell. A direct API is available for non-CRM builders.
Subflow never stores card data — the gateways own the card vault, so card details pass straight through (PCI passthrough). Subflow is POPIA-compliant and cross-references GDPR where applicable, with a public sub-processor list and a documented AI-agent policy.
Free trials, paid trials, setup fees, one-click upsells, downsells, order bumps, plan changes with proration, pause/resume and dunning — the billing primitives CRM funnels assume but raw gateways don’t ship.
07· Get early access
Join the waitlist for early access. We're onboarding GoHighLevel agencies and merchants in cohorts.